Flexible 1099 Loan Solutions for Independent Professionals
1099 Loans are designed for independent contractors, freelancers, consultants, and self-employed professionals who receive 1099 income instead of traditional W-2 wages. Paulo Maria (NMLS #1372655) and Alex Maria (NMLS #2120289) with Barrett Financial Group (Company NMLS #181106) help borrowers explore flexible mortgage solutions that recognize non-traditional income, making it easier for qualified individuals to purchase a home, refinance an existing mortgage, or invest in real estate.
A Mortgage Program Built for Non-Traditional Income
Many professionals earn a successful income through contract work or self-employment, yet qualifying for a traditional mortgage can be challenging because conventional income documentation may not accurately reflect their financial strength. 1099 Loans provide an alternative financing option by allowing qualified borrowers to use their 1099 income to help demonstrate their ability to repay a mortgage. This program is ideal for freelancers, gig workers, consultants, sales professionals, and independent contractors who want a mortgage solution that better aligns with the way they earn their income while providing greater flexibility during the qualification process.
Personalized Mortgage Guidance for 1099 Borrowers
Every borrower’s financial profile is unique, and understanding the available financing options is an important part of choosing the right mortgage. Paulo Maria and Alex Maria take the time to review your income structure, discuss your homeownership goals, and explain the documentation requirements for a 1099 Loan. Their personalized approach helps simplify the mortgage process while ensuring you receive clear guidance and professional support from your initial consultation through closing.
Benefits of Working with Our Mortgage Team
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Personalized Mortgage Solutions
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Wide Range of Loan Programs
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Expert Guidance Throughout the Process
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Trusted Service and Communication
Helping Independent Professionals Achieve Their Homeownership Goals
At Barrett Financial Group, Paulo and Alex are committed to helping self-employed and independent professionals find mortgage solutions that fit their unique financial circumstances. Whether you’re purchasing your first home, refinancing your current property, or growing your real estate portfolio, our team provides customized lending strategies, responsive communication, and trusted mortgage expertise every step of the way. We are dedicated to helping qualified borrowers move forward with confidence and achieve their long-term financial and homeownership goals.
Why Choose Us
Choosing the right mortgage team can make a significant difference in your home financing experience. Paulo Maria (NMLS #1372655) and Alex Maria (NMLS #2120289) with Barrett Financial Group (Company NMLS #181106) are committed to providing personalized mortgage guidance, flexible lending solutions, and exceptional service tailored to each client’s unique goals. Whether you are purchasing a home, refinancing, investing, or exploring specialized financing options, our team works closely with you to simplify the process and help you make confident financial decisions.
We are known for
Personalized Mortgage Solutions
Wide Range of Loan Programs
Clear Communication & Professional Support
Experience You Can Trust
"FAQs"
Paulo Maria (NMLS #1372655) and Alex Maria (NMLS #2120289) with Barrett Financial Group (Company NMLS #181106) offer a wide range of mortgage solutions to meet different borrower needs. Available loan programs include Conventional Loans, FHA Loans, VA Loans, Bank Statement Loans, DSCR Loans, HELOCs, Down Payment Assistance, Profit & Loss Loans, 1099 Loans, Bridge Loans, Construction Loans, Fix & Flip Loans, Jumbo Loans, and Reverse Mortgage Loans.
Every borrower has different financial goals, income situations, and homeownership plans. Our team takes the time to understand your unique circumstances, review your available options, and recommend a mortgage solution that best fits your needs, whether you are purchasing, refinancing, investing, or exploring specialized financing.
Yes. We offer flexible financing options designed to support self-employed professionals, business owners, and borrowers with non-traditional income documentation. Programs such as Bank Statement Loans, Profit & Loss Loans, and 1099 Loans may provide alternative qualification solutions for eligible borrowers.
Getting started is simple. Contact Paulo Maria or Alex Maria to discuss your goals, review your financing options, and begin the application process. Our team will guide you through each step, explain your choices, and help make your mortgage experience as smooth and straightforward as possible.
Paulo and Alex are committed to providing personalized service, clear communication, and professional mortgage guidance through every stage of the lending process. With access to a wide range of loan programs through Barrett Financial Group, they help borrowers find financing solutions designed around their individual goals and financial situations.
Start Your Mortgage Journey with Confidence
Whether you are purchasing your first home, refinancing your current property, investing in real estate, or exploring specialized financing options, Paulo Maria (NMLS #1372655) and Alex Maria (NMLS #2120289) with Barrett Financial Group (Company NMLS #181106) are here to provide the guidance and support you need. Our team is dedicated to making the mortgage process simple, transparent, and tailored to your unique financial goals.
